Analysis of Gharar and Maysir's Cash On Delivery (COD) Practices in Online Marketplaces

Authors

  • Sepridayana IAI Tulang Bawang
  • Abdullah Jarir UIN Sultan Maulana Hasanuddin Banten
  • M. Iman Wahyudi UIN Sultan Maulana Hasanuddin Banten
  • Akhmad Marjuki UIN Sultan Maulana Hasanuddin Banten
  • Sinta Widya Ningtias IAI Tulang Bawang

DOI:

https://doi.org/10.37035/mua.v17i1.12298

Keywords:

analysis gharar,, Analysis Maysir,, Cash On Delivery, Online Marketplace

Abstract

The rapid development of e-commerce in Indonesia has made Cash on Delivery (COD) a popular payment method, offering convenience for consumers who are reluctant to transact fully online or do not have access to digital payment methods. However, this popularity also raises deep questions about its conformity with sharia principles, particularly regarding the prohibition of gharar (uncertainty) and maysir (gambling/speculation). This study aims to comprehensively analyze the elements of gharar and maysir in each stage of COD practice in the online marketplace from the perspective of fiqh muamalah, as well as formulate the implications of sharia economic law and practical recommendations to ensure sharia compliance. This paper using a qualitative approach with the type of library research, data was collected through the analysis of documents from scientific journals, scholars' fatwas, fiqh muamalah reference books, and articles related to e-commerce. Data analysis was conducted descriptively, comparatively, and deductively to identify patterns, causal relationships, and legal implications. The analysis shows that COD practices in online marketplaces contain several potential gharar, especially related to the uncertainty of the delivery of goods, the quality, and condition of the goods when received, as well as the risk of payment refusal by buyers. Some COD practices, especially those that do not confer khiyar  rights or require payment before inspection, can  approach gharar fahisy. However, the element of maysir (gambling) is not directly found in the essence of the COD contract, although speculative risks can arise if the transaction is not transparent.

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Published

2025-06-29

Issue

Vol. 17 No. 1 (2025): Januari-Juni 2025

Section

Articles

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Copyright (c) 2025 Seprdiayana, Abdullah Jarir, M. Iman Wahyudi, Akhmad Marjuki, Sinta Widya Ningtias

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This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.